Car, Home, Toys, and Life Insurance Resource Center

Welcome to the best Michigan insurance resource! Michigan has the most unique insurance laws in the United States. Learn about what it takes to be insured properly as a Michigander. Get saving tips, mandatory coverage amounts, and answers to many frequently asked questions.

Insurance Where You Live

Michigan insurance questions answered by a licensed agent. Great tool for getting easy to understand answers about Michigan car and home insurance.


MI Insurance Basics

So you have basic Michigan insurance questions? It is not surprising since Michigan has it’s own set of car insurance rules which differ from every other state in the US. Plus, insurance is a mandatory part of our everyday lives and it is not taught in school. How are you supposed to purchase and properly use insurance without any knowledge of the topic? Michigan Insurance Review is here to help! Lets get right to the basics.

Michigan Car Insurance

Minimum Liability in Michigan

  • $20,000 bodily injury coverage per person
  • $40,000 bodily injury coverage per accident
  • $10,000 property damage

Lots of other coverage is available in the state of Michigan. Your individual situation will dictate how much coverage you need. Michigan’s minimum coverage is just that, the bare minimum. Most people need higher limits of liability and physical damage coverage.

Do I Need Comprehensive Coverage?
What is the Difference Between Comprehensive and Collision?

Understanding the coverage on your Michigan car insurance policy will allow you to plan for when an accident happens. Being caught off guard in a life threatening situation like a severe accident will only make things worse. Fortunately, Michigan car insurance policies come with some additional coverage built right into the policy.

What Other Coverage Comes Automatically with MI Insurance?

If you are looking for more extensive car insurance coverage in Michigan, you will need to pay up. Lots of different coverage is available to guarantee you protection against every type of loss.

Optional Car Insurance Coverage

Michigan Home Insurance

Sure we don’t live in a hurricane zone, but we do have lots of other reasons to purchase home insurance in Michigan. The number one reason is probably your mortgage holder requires it. Not to mention damage to your property from fire, wind, hail, tornadoes, and more. Learn all about home insurance policies to make certain you and your biggest investment are thoroughly protected.

Michigan Toy Insurance

Michigan is the perfect playground for many toy owners. Knowing how to protect your toys will give you the piece of mind needed to truly enjoy what Michigan has to offer. Take insurance seriously and it almost always pays off in the end.

Fun Michigan Toys to Insure

Michigan Life Insurance

Life insurance may be cheaper than you think. It should really be sold to more young and healthy individuals because those who are not insured are missing out on valuable protection for their families. Get great life insurance advice for families just starting out and those who are looking for more savings advantages.

Michigan Car Insurance Help

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