Car, Home, Toys, and Life Insurance Resource Center

Welcome to the best Michigan insurance resource! Michigan has the most unique insurance laws in the United States. Learn about what it takes to be insured properly as a Michigander. Get saving tips, mandatory coverage amounts, and answers to many frequently asked questions.

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Free and Fast Car Insurance Quote Tips

Looking for a free and fast car insurance quote? Car insurance quotes are not difficult to get, but if you are searching for the best it can take up quite a bit of your time calling multiple companies and looking through endless online insurance websites. Cut through the entire process quickly by trying these great tips for a fast car insurance quote.

Get a Free Car Insurance Quote

This might come as a surprise, but all car insurance quotes are free. If someone is looking to charge you for a quote, run the other way. Advertising free quotes is just a gimmick to draw attention. You probably already have your own reasons for getting a car quote, insurance companies are just trying to give you one more reason, it is free. Well, you are not getting a freebie. Insurance carriers want your business and they are going to be hard pressed to get people to switch if they charge for quotes.

If you are looking to streamline the car insurance quote process because you are in a hurry, there are some different things you can do.

Check with an Independent Agent

  • Give your information to one agent
  • They check with multiple insurance carriers they represent
  • You can select the best rate among the multiple carriers

Definitely a perk of independent agencies is the ability to quote multiple insurance carriers. How do you find an independent agent? Check the phone book or look online. Most independent agencies will list the insurance carriers they represent. Independent carriers have an agency name not just a name brand insurance carrier as their listing. Going with an independent agent can save you both time and money because they can quickly verify which company they represent has the best rates for you.

Multiple Quotes Online

  • Look up Multiple Quotes Online
  • Put your info in a single time
  • Up to 8 insurance carriers will call you with prices

Using an online service which provides multiple insurance quotes can be useful, but it can also be annoying. Some agents can get a little over zealous and not take the hint you are not interested. Be prepared to take lots of calls. Hopefully one of them will be what you are looking for when it comes to service and price.

Go Directly to Insurance Office

Many times you can get a quote instantly by going directing into an insurance office. Discussing your situation with an agent directly can give you a sense of comfort knowing you are in good hands of a knowledgeable agent. Quotes can often be given within 15 minutes. Purchase of the policy can be handled just as quickly if you are really in a hurry.

However you get your car insurance quotes, make sure to take the time to review them thoroughly. You do not want any surprises after the fact when you have a claim.

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