When you are in a stressful situation, it is common to try and find someone to blame. Hitting a deer in Michigan with your vehicle is a stressful and often costly situation where you might blame the state of Michigan itself. I mean they ought to have better control over the deer population right? Maybe even some guard railing protecting the cars on the roadway from suicidal deer. So can you submit damages to your vehicle from a deer car accident to the state of Michigan?
Well, you can probably submit your information all you want, but you are not going to get any money out of the state of Michigan for a deer car accident. It just is not feasible for the state to cover the losses sustained by deer car accidents. Good luck even trying to get the state of Michigan to pay for pot hole damages to your vehicle.
The best way to protect your car is to purchase comprehensive coverage. Comprehensive coverage provides coverage for car repair after a deer car accident minus your deductible. Keep your deductible in mind when you purchase the coverage and make sure it is an amount that will work within your budget. Many times I have heard clients say a deer car accident is an act of god so the deductible should be waived. Another deer accident myth I’m afraid. Deductibles are in place to keep the overall cost of insurance down. If all animal and weather related claim deductibles were waived, insurance would not be affordable once so ever.
More on Deer Car Claims
- Michigan Deer Vehicle Crash, Collision, Accident
- The Best Michigan Deer Accident Infographic
- Do I Need a Police Report After a Car Accident in Michigan?