Police reports in Michigan have gone digital. The best and seemingly only way to obtain a police report in Michigan is online. Police reports are very handy to have when it comes to filing an auto insurance claim. Getting a police report after a car accident will provide detailed information of all the people involved, the vehicles involved, insurance info for all parties, and a description of the accident.
How to Get a Police Report Online:
- The responding police officer will give all parties involved a business card with the police report number listed.
- Wait three to five days for the police report to be processed
Go to Authorizetransaction.com
- Select your city’s police department
- Enter the accident date
- Enter the police report number
Enter last name of person involved
Check with your police department: Most police departments will refer you to use the online service. However, some units allow reports to be obtained in person. Plan on having your picture ID ready and also plan on paying a fee. Many will expect cash or check only. Also beware, it might take longer than the standard 3 to 5 days to complete a report.
Mailing in a request is also a possibility. Ask the police department for the mailing address. Send the police report number along with a self address envelope. You will also need to include the report fee. Accessing the report online is sounding better and better.
Won’t my insurance carrier get the police report for me?
Good news! Most of the time, yes your insurance carrier will get the police report for you in Michigan. Most standard collisions will be handled by your insurance carrier due to the No-Fault law. When you report your insurance claim, give the claim representative the police report number and they will take care of the rest.
Mini Tort Claim:
When it comes to a mini tort claim, usually you will be responsible for getting a copy of the police report. A mini tort claim is a claim you file against the at-fault driver when you, the not at-fault driver has to pay a deductible or has no collision coverage. The police report will be used to verify you were not at-fault.
Some insurance agents help their clients file mini tort claims, however your agent really should not be personally responsible for the police report fee. The agent is going out of the way to help you file a claim against another insurance carrier, they should not hold the burden of paying the police report fee too.
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