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Welcome to the best Michigan insurance resource! Michigan has the most unique insurance laws in the United States. Learn about what it takes to be insured properly as a Michigander. Get saving tips, mandatory coverage amounts, and answers to many frequently asked questions.

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Will a Seat Belt Ticket Make My Insurance Go Up in Michigan?

You are driving down the road minding your own business when you see flashing lights pull up right behind you. You get over thinking the police officer will surely go past you to pull over another law breaking person when you realize he is dead set on that person being you. You pull over and whirling through your mind is did I renew my plate, I wasn’t speeding was I, what did I do? Then you find out you were pulled over for not wearing a seat belt. Is this legal in Michigan?

Yes it is! Nowadays most states have a seat belt law. Michigan has a primary seat belt law which makes it so you can be pulled over solely for not buckling up. Prepare for a $65 fine and if you wait more than 21 days to pay, it jumps up to $105.

Impact on Car Insurance

Now that you have the ticket figured out, will your car insurance be affected? You might be surprised and probably relieved to find out a seat belt ticket will not increase your car insurance rate.

Don’t forget about the kids!

Make sure you are up to date on Michigan’s car seat laws. The seat belt laws apply to everyone in the car. A ticket can be issued for passengers the same as drivers.

Pay your ticket as soon as possible so you don’t forget. If you’re having trouble coming up with the $65, you’re really going to find it hard to pay $105.

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